How to Write on Check: A Step-by-Step Guide
Writing on a check might seem like a simple task, but it’s important to do it correctly to avoid any potential issues. Whether you’re writing a personal check or a business check, following these step-by-step instructions will ensure that your check is filled out accurately and securely.
1. Fill in the Date
The first step in writing on a check is to fill in the date. Write the current date in the top right corner of the check, following the format MM/DD/YYYY. This helps the recipient know when the check was written and ensures that the check is valid.
2. Write the Payee’s Name
Next, write the name of the person or entity you are paying on the line that says “Pay to the Order of.” Be sure to write the payee’s full name, as this is who the funds will be transferred to. If you’re writing a check to a business, you can also write the business’s full legal name.
3. Fill in the Amount in Numbers
On the line that says “Amount,” write the numerical amount you want to pay. Use a pen and write the amount in the clear box provided. Be sure to write the amount in numbers, not in words, and make sure it matches the amount you wrote in the “Memo” section below.
4. Write the Amount in Words
Below the numerical amount, write the amount in words. This is an extra precaution to prevent fraud. Write the amount in words, including the currency (e.g., “One hundred and twenty-three dollars and 45 cents”). Make sure the amount in words matches the numerical amount.
5. Sign the Check
In the bottom right corner of the check, sign your name. This is the most important part of writing a check, as it verifies that you are the one making the payment. Be sure to sign your name clearly and legibly.
6. Write a Memo (Optional)
On the line that says “Memo,” you can write a brief note about the purpose of the payment. This is optional but can be helpful for record-keeping. For example, you might write “Utility bill” or “Payment for services rendered.”
7. Keep the Check Secure
After writing on the check, fold it carefully and keep it in a secure place until you can deliver it or mail it. Never leave a check lying around where someone else can access it.
By following these simple steps, you’ll be able to write on a check correctly and securely. Always double-check your work to ensure that the payee’s name, amount, and your signature are accurate before you mail or deliver the check.
