How to Deposit Check in ATM: A Step-by-Step Guide
In today’s fast-paced world, convenience is key. One of the most convenient features offered by banks is the ability to deposit checks using an ATM. This eliminates the need to visit a branch in person, saving you time and effort. Whether you’re depositing a check for the first time or just looking for a refresher, here’s a step-by-step guide on how to deposit a check in an ATM.
Step 1: Prepare Your Check and Identification
Before you start, make sure you have your check and identification ready. The check should be payable to you, and it must be endorsed. Endorsing a check simply means signing the back of it, usually below the line that says “Endorse Here.” This allows the bank to deposit the funds into your account.
Step 2: Insert Your Card and Enter Your PIN
Insert your ATM card into the card reader and enter your Personal Identification Number (PIN). This is the four- to six-digit code you created when you opened your account. Once you’ve entered the correct PIN, the ATM will prompt you to select the transaction you want to perform.
Step 3: Select the Deposit Option
Navigate through the ATM menu and select the “Deposit” or “Check Deposit” option. This may vary depending on your bank’s ATM, but it’s typically one of the first options listed.
Step 4: Choose the Account to Deposit the Funds
After selecting the deposit option, you’ll be prompted to choose the account where you want the funds to be deposited. This could be your checking account, savings account, or another account you have with the bank. Select the appropriate account and proceed.
Step 5: Endorse the Check
If the ATM requires, you may need to endorse the check again. Follow the on-screen instructions to endorse the check, ensuring that you sign your name clearly and legibly.
Step 6: Insert the Check
The ATM will guide you on how to insert the check. Typically, you’ll need to place the check face down in the designated slot. Make sure the check is properly aligned and that the entire check is inserted.
Step 7: Wait for the ATM to Process the Check
After inserting the check, the ATM will process it. This may take a few moments. During this time, the ATM will scan the check and verify the information.
Step 8: Confirm the Deposit Amount
Once the ATM has processed the check, it will display the deposit amount on the screen. Double-check the amount to ensure it matches the amount on the check. If everything looks correct, confirm the deposit.
Step 9: Collect Your Receipt
After confirming the deposit, the ATM will provide you with a receipt. Keep this receipt for your records. It will contain the date of the deposit, the amount, and the account number where the funds were deposited.
Step 10: Remove Your Card and End Your Transaction
Once you’ve collected your receipt, remove your ATM card from the machine. You can then end your transaction by pressing the “End” or “Cancel” button on the ATM screen.
Now you know how to deposit a check in an ATM. This convenient feature can save you time and make managing your finances easier. Just remember to always keep your receipt and verify the deposit amount before leaving the ATM.
