How do I get a void check for direct deposit?
Direct deposit is a convenient and secure way to receive your pay, benefits, or other funds directly into your bank account. However, to set up direct deposit, your employer or the entity sending the funds may require a voided check. A voided check is a cancelled check that shows your account number and routing number, which are essential for setting up the direct deposit. Here’s a step-by-step guide on how to obtain a voided check for direct deposit.
1. Check your bank account for voided checks:
First, check your bank account statements or online banking for any voided checks. These are typically provided by your bank when you open a new account or when you request additional checks. If you can’t find any, proceed to the next step.
2. Request a voided check from your bank:
If you don’t have a voided check, you can request one from your bank. Here’s how to do it:
- Visit your local bank branch and speak with a customer service representative.
- Provide identification, such as a driver’s license or passport.
- Request a voided check. Some banks may charge a small fee for this service.
3. Use online banking to print a voided check:
Many banks offer the option to print a voided check from your online banking account. Here’s how to do it:
- Log in to your online banking account.
- Navigate to the “Check Printing” or “Print Checks” section.
- Follow the instructions to print a voided check.
4. Manually create a voided check:
If you are unable to obtain a voided check from your bank, you can manually create one. Here’s how:
- Write “VOID” across the face of a blank check.
- Sign the check as you normally would.
- Write the date on the check.
Keep in mind that manually creating a voided check may not be accepted by all institutions, so it’s best to use this method as a last resort.
5. Provide the voided check to the entity requesting it:
Once you have a voided check, provide it to the employer or entity that requires it for direct deposit. Make sure to keep a copy of the voided check for your records.
By following these steps, you should be able to obtain a voided check for direct deposit and set up your direct deposit account with ease.
