Exploring the Cost of Writing Checks at Chase- A Comprehensive Breakdown
How much do checks cost at Chase? This is a common question among those who are considering opening a bank account with Chase Bank. As one of the largest banks in the United States, Chase offers a variety of checking account options, each with its own set of fees and benefits. Understanding the costs associated with Chase checks is crucial for managing your finances effectively.
Chase offers several types of checking accounts, including Chase Total Checking, Chase Premier Checking, and Chase Premier Plus Checking. Each account has different features and fees, including the cost of checks. It’s important to note that the cost of checks can vary depending on the type of account you have and the number of checks you order.
For Chase Total Checking customers, the cost of checks is $6.95 per order. Each order typically includes 50 checks, and there is no limit to the number of orders you can place in a year. This means you can order as many checks as you need without incurring additional fees. However, it’s important to keep in mind that this fee is non-refundable, so it’s essential to only order the number of checks you will actually use.
Chase Premier Checking and Chase Premier Plus Checking customers have a slightly different pricing structure. For these accounts, the cost of checks is $8.95 per order, with each order including 50 checks. Similar to the Total Checking account, there is no limit to the number of orders you can place in a year. Again, this fee is non-refundable, so careful planning is key to avoid unnecessary costs.
In addition to the cost of checks, Chase also charges a monthly service fee for some checking accounts. However, many customers can have this fee waived by maintaining a minimum balance in their account. It’s important to review the terms and conditions of your specific checking account to understand the full cost structure, including any potential fees and requirements for fee waiver.
When considering how much checks cost at Chase, it’s essential to weigh the overall benefits of the checking account against the fees. While the cost of checks may seem high at first glance, the convenience and reliability of Chase Bank’s services may outweigh the additional expense. By understanding the costs and fees associated with Chase checks, you can make an informed decision that best suits your financial needs.